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We cross every t.

Cross That T provides third-party credit and underwriting services to any company that needs them. We review applications, assess credit, and record a clear decision on every file.

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What we do

Review

Every application is checked against a defined list of required items. We ask for what is missing before anything moves forward.

Decision

Every file gets a recorded decision with the reasons behind it, so the applicant, their advisor, and our client know where things stand.

Credit

Where our client offers financing, we assess the application and assign the package that fits the file and the client's terms.

How a review works

  1. Submit through the portal

    Applications and supporting documents are submitted through our client's own portal, never by email.

  2. We review

    We check each item, request anything missing, and keep the applicant and their advisor informed through the portal.

  3. We decide

    The decision is recorded in the portal, and the file moves on to its next step, or we explain what would be needed.

Reach the underwriting team

Questions about a review in progress belong in the portal, where your file is. For anything else, including a new engagement, send us a note and we will be in touch.

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